Need custom accident insurance coverage that’s a perfect fit for your clients? HSR is your one-stop shop for accident insurance policy underwriting, claims services, and more.
With our broad range of policies to choose from and 95% of quotes delivered within 48 hours, we help you stay competitive and serve your clients well.
Your One-Stop Shop for Accident Insurance
For over 45 years, HSR has helped give peace of mind to organizations of all sizes through our wide range of accident insurance programs. From high school athletics to national youth organizations, we offer the right coverage for your clients’ needs, at competitive rates.
Accident Insurance Programs
From daycare camps to national governing bodies, our programs are designed to serve organizations of all shapes and sizes.
Fast Claims Processing
We make sure claims are processed accurately and quickly - typically within 15 days or less - even during busy seasons.
Customizable Policies
We help you tailor coverage to meet the specific risks and needs of each client, giving them the right coverage at the right price.
No Games
Our policies are customizable and our goal is to provide straightforward terms and coverage, ensuring you and your clients know exactly what to expect.
The HSR Difference
When it comes to choosing an insurance partner, you want a provider that not only understands the industry but also makes your job easier. At HSR, we’re committed to providing the support, efficiency, and expertise you need to succeed.
Fast Policy Quotes
Unlike some providers, we understand that you can’t always wait around for policy options. That’s why we deliver 95% of our quotes within 48 hours, helping you secure quotes quickly and efficiently.
Dedicated Support
Our team is here to assist you at every step, from onboarding to claims processing. With a single point of contact, we simplify communication, so you can focus on what you do best—serving your clients.
Easy Startup
We know your time is valuable, which is why we’ve made our appointment process fast and easy. With no volume requirements and quick onboarding, you can start working with us the same day you’re appointed.
Proven Expertise
After over 40 years of providing tailored accident insurance solutions, we’re happy to share our experience with you. That way you can give your clients the exact policies for their needs, positioning you as their trusted expert.
Get Appointed With HSR
Becoming an appointed agent with HSR is quick and straightforward. Our simple appointment process has no volume requirements, so whether you’re managing 1 account or 100, we’ve got you covered. Best of all, we can get you up and running the same day, so you can start offering our comprehensive insurance solutions without delay.
Honest Feedback
Our customers are our best marketers
Loss Run Access
Online 24/7 loss run access is available for insurance carriers. Agents and Policyholder access is also available upon approval.
Make a Payment
Need to send a payment? Click below for detailed instructions on how to pay your policy premiums or fees, including options for check and ACH payments.
Frequently Asked Questions
Most likely, yes! We are an open-brokerage MGU and work with over 500 agencies nationwide. We have a very simple appointment process (link to that page) to get you appointed. However, we can provide a quote prior to getting you appointed. The only exception to our open-brokerage arrangement is for K12 Student Insurance in Texas and Arkansas where we operate on a closed, limited distribution model with select agents only.
Yes, please contact your designated underwriter, or send the AOR to [email protected].
One of the best parts of working with HSR is our exceptional turnaround time. Gone are the days of wondering why it takes so long to get a quote. More than 95% of our quotes are provided within 48 hours.
We are a full service MGU with underwriting authority on behalf of multiple carriers rated A, XV or better by A.M. Best. In addition, we have access to nearly all of the Accident Insurance marketplace and enjoy trading relationships with over 15 insurance companies so we can most likely provide a quote for any risk you may have.