Health Special Risk offers accident insurance products tailored to the needs of today’s public, private, and charter schools, protecting students and volunteers during school-sponsored and approved activities including athletic programs and field trips.
What's Covered:
Mandatory Plans
- All eligible students are covered.
- Coverage applies on an excess basis, or drops down to pay as primary if no other health insurance exists.
- Mandatory Plans or Blanket Accident Insurance, can insulate a school district’s liability program by taking care of some or all of a student’s medical bills in the event of an accident.
- $25,000 Accident Medical Expense limit most commonly offered. Different limits are available upon request.
- Allows for family’s choice of medical provider.
Catastrophic Plans
- Limits up to $10M available for truly catastrophic injuries.
- 10 year benefit period
- Extremely cost effective risk management tool.
- Allows for family’s choice of medical provider.
Voluntary Plans
- Plans sponsored by the school district, but coverage applies to individuals student enrollees.
- Open enrollment throughout the year
- Allows for family's choice of medical provider
- Easy online enrollment at www.k12studentinsurance.com
When you partner with us, you get the claims management support needed to keep costs low and efficiency high. Contact us today to get started with our trusted services.